Biden, Social Security, my retirement and the wealthy

It's February. It's cold. To fend off the winter blahs, I dream of one day retiring to a warm beach, where I'll stand in the surf, sipping beverages from glasses with little umbrellas in them.

I spend hours using the Social Security Benefits Calculator to determine how much Social Security will pay me, after I've paid in many thousands of dollars throughout my working life.

And I wonder if my full...