Savvy Senior: When to expect your Social Security checks

Dear Savvy Senior,

I am planning to retire and apply for my Social Security benefits in July. When can I expect my first check, and is direct deposit my only option for receiving my monthly payment?

Almost 62

Dear Almost,

Generally, Social Security retirement benefits, as well as disability and survivor benefits, are paid in the month after the month they are due. So, if you want to start receivin...