Where can consumers turn in times of financial distress?

The latest economic news has Americans getting poorer. In fact, recent reports are indicating that two-thirds of Americans are living paycheck-to-paycheck. Further, it's not just those living near the poverty level who are struggling. Fortune.com referenced a new report issued by Lending Club that revealed more than one-third of paycheck-to-paycheck consumers in the U.S. earn at least $250,000. Ce...